I don’t think there is an earlier option for less money anymore but could be wrong.

    • tburkhol@lemmy.world
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      1 year ago

      In the US, social security is a tax on poor people earning less than~$160k. That’s the bottom 90% of earners.

      The top 10% of earners collect about half of the country’s personal income. Each of them does have to pay SS tax on the first $160k of earned income, but clearly there’s a huge pool of income that doesn’t pay into social security.

      • Nurgle@lemmy.world
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        1 year ago

        To that point SS is fully funded till about 2035 and then can pay out approx 75% of benefits after that. Removing that $160K cap would pretty much solve things.