The technological innovations of the last fifteen years, from advertising enshittifcation to AI cheating, have largely been a disaster. We are sadly at the point where, as Ted Gioia says, “mo…
Not to mention the security that comes from being able to not pay if you get scammed for whatever reason. I paid for a course at a community college with a credit card, but then my schedule changed so I tried to cancel the class before it even started. The college gave me a whole runaround, and whether it was willful or just simple incompetence, I wasn’t able to get a refund. So I called my credit card company and explained the situation to them, and they resolved the whole thing for me. Sometimes even mentioning that you’ll refer such a problem to the fraud department at your credit card company is enough to get someone to back down and give you a refund.
Credit cards have issues, especially if you have problems with using them responsibly, but that’s one particular way in which they can save you a lot of headache.
Not to mention the security that comes from being able to not pay if you get scammed for whatever reason. I paid for a course at a community college with a credit card, but then my schedule changed so I tried to cancel the class before it even started. The college gave me a whole runaround, and whether it was willful or just simple incompetence, I wasn’t able to get a refund. So I called my credit card company and explained the situation to them, and they resolved the whole thing for me. Sometimes even mentioning that you’ll refer such a problem to the fraud department at your credit card company is enough to get someone to back down and give you a refund.
Credit cards have issues, especially if you have problems with using them responsibly, but that’s one particular way in which they can save you a lot of headache.