• Bahnd Rollard@lemmy.world
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    4 days ago

    Ideally it should be 0% (this is too optomistic, but I am not one make that figure) people pay into an insurance system to distribute risk. If a company cant resolve the inflow/outflow problem (not even going to get into profits, for-profit insurance is unethical) then it needs to be managed by an organization that can. ~30 governments (USA not amongst them) that have solved this problem for their citizens and anyone requiring medical assistance within their borders.

    • finitebanjo@lemmy.world
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      4 days ago

      Right right right all cool, but I was conversing with that other user who claimed nothing was getting approved.

        • bizarroland@fedia.io
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          4 days ago

          Especially when you consider that these claims are not being made by random people but by trained board certified physicians whose entire livelihood depends on them providing prompt and appropriate care for their patients.

          I feel like even 16% being rejected is very high

          • finitebanjo@lemmy.world
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            4 days ago

            Well, the claims are reviewed by physicians but they’re often not in the specialization of the care provided so they can make mistaken judgements and a great way to appeal it is to ask the insurance company for proof that the physician who denied the claim does specialize in the type of care being reviewed.

            Unfortunately most people don’t know that, less than 1% of denied claims are appealed.

          • Microplasticbrain@lemm.ee
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            4 days ago

            What is this comment supposed to bring to the discussion? Edit: bro is like im going to win this debate by having a very narrow defensible argument that 1 is smaller than 3

            • finitebanjo@lemmy.world
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              4 days ago

              I am the voice of “Don’t threaten to shoot up your local office building or post office.”

              • Microplasticbrain@lemm.ee
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                4 days ago

                Yeah you’re right, we shouldn’t have a system that requires people to go to extreme measures in order to get meaningful reforms.

                • finitebanjo@lemmy.world
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                  4 days ago

                  Well good news, we don’t have that system. You don’t magically wish your favorite legislature into existence after 24 kills, this isn’t a call of duty lobby with kill streak rewards.