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It’s definitely more expensive, especially for owning rather than renting (median house price is like $500-600,000) . There are more affordable neighborhoods scattered around the area but yeah monthly costs are pretty high. I personally felt the trade offs were worth it for me to move, but totally understand the cost being a big issue.
I still think there are so many adults out there that wholeheartedly believe in the Just World Fallacy. It’s honestly baffling how many people have a hard time accepting that things just happen to people without any moral value being assigned to them.