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Joined 1 year ago
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Cake day: August 17th, 2023

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  • Can you elaborate on this? I’ve always thought that housing is an absolutely terrible “store of value”. Given the fact that appreciation at a population level, by definition means housing will be less affordable for the next generation. How is value for one generation balanced against subsequent ones. Also, it’s an incredibly inefficient way to build a nest egg or whatever. If you pay a mortgage like most people do, over 15-30 yrs, you’re paying something on the level of 150%-200% of its value over time. It seems to me a more rational way to build value is to keep housing costs low, allowing people to invest that difference (mortgage interest) into either investments or savings, rather than paying it to a bank.

    I get that the US doesn’t really have a culture of saving, but I feel like this is rationalized by the “my house will be more valuable when I retire” crowd. It’s so easy to save now, with efficient investment products broadly available to individuals. Maybe it’s time to let the house as the bulk of your wealth go, and make housing affordable again.





  • Signal no longer requires a phone number. You can now create an account. Not sure if that helps your outlook on it, but yeah. It was a fairly recent update that this was rolled out.

    Edit: being told we still do need numbers to register. I haven’t gotten a new phone since well before the change was made, so I haven’t actually created an account and gone through the process. It looks like I misinterpreted what was going on when I read the changelog.








  • Is linked to excess deaths? Technically it could be saving lives at a population scale. I doubt that’s the case, but it could be. I’ll read the article now and find out.

    Edit: it doesn’t seem to say anything regarding “normal” auto related deaths. They’re focusing on the bullshit designation of an unfinished product as “autopilot”,and a (small) subset of specific cases that are particularly aggregious, where there were 5-10 seconds of lead time into an incident. In these cases a person who was paying attention wouldn’t have been in the accident.

    Also some clarity edits.