• 0 Posts
  • 16 Comments
Joined 1 year ago
cake
Cake day: June 10th, 2023

help-circle


  • So this is kind of a breakdown of how it works. My 3 credit scores are all in the 800s, I only have one pay fee card and we’re likely canceling it soon as we’ve got other cards that have better cash back deals. Here are a number of things that affect your score:

    Using your cards, but not having a big balance on them monthly (we pay ours off, if not completely then the statement balance to avoid interest, but typically we pay them completely if we can)

    Not missing any payments (haven’t missed a payment in the 12ish years we’ve had cards)

    Not having derogatory marks (credit dings from stuff like not paying debts or repossessions of cars or that sort of thing would hit hard)

    Any temporary hits like applying for a new line of credit (cards, loans, mortgages)

    Average age of credit (older lines help a lot, it hurts less to close a newer card than an older one)

    Number of accounts, they want you to have a lot, over 12 I think is where it really positively impacts your score, and it can hurt you to only have a few

    Anyway it’s a complex system that’s annoying and can be difficult to understand




  • I had this weird hardware issue with my desktop and I could not find results for it on Google about a year ago, and I had searched for it a bunch of times previously as well and couldn’t find anything relevant. My boyfriend searched for it on Google on his computer and found a result with the information we needed and i immediately fixed it.

    Guessing my “custom” results were poisoned by something at some time, but it prevented me from finding the answer I needed, and I didn’t think to log out at the time.

    Super done with Google tbh





  • I’m not so sure, I saw this short the other day of this Gen z woman with a caption that said something like “you can tell gen z from millennial by the rise of their jeans” with her wearing mid rise (labeled low) and high rise jeans, and the comments were full of millennial women pointing out that in the 90s the low rise was like way way way low (which they were) or that millennial wore low rise first, or that it was a bad style or whatever input they felt they needed to give

    And I realized this Gen z girl doesn’t care about any of this, and is actually quite clever, she’s just effectively gotten an insane amount of engagement and is positioning herself as an influencer because much of my generation are idiots and are commenting and reacting on her stuff over the rise of pants


  • Some I haven’t seen after scrolling for a while

    Maangchi - she made me fall in love with Korean food

    Future Canoe - only if you want radioactive chicken

    Explanation Point - mostly reviews anime. Good style, recovered incel

    Scamboli Reviews - mostly reviews anime also, IDK

    Joov (IDK is he high quality)

    North of the Border - umm clay art. Just watched reverse centaur, it was a thing indeed

    Unresolved Textual Tension - book reviews, I’m here for Will’s sass but Maria and Katie are good too

    Ordinary Sausage - actually extraordinary

    John Maclean - I wish I was as pretty as he is

    Steve Mould - my son says he is “Steve Mould the science gold” (to the tune of Bill Nye)

    I’m probably missing somebody but this is a good weird list