I used to stay up all night when having fun on occasion. The longest was two nights and then I went to bed at around 8pm on the third day. It’s been awhile since I lived that life but I used to wake up feeling great and generally be in a great mood, and it helped me reset my sleep cycle so my insomnia would get less disruptive for awhile afterwards. That said, not sleeping is bad for you. If you’re doing it regularly you will have negative health effects, and if you stay up for more than a day you will start hallucinating and probably make bad decisions.

Not everyone gets an obituary. Most of the people I know who died didn’t get one, or if they did it was in a small town newspaper thousands of miles away where they grew up instead of where they lived their adult life and died.

My entire life. I grew up attending Christian schools where we were taught that we’re living in the end times.

Beecham House. Its set in India during the 1790s.

Just weird nonsense, nothing explicitly gross. Closer to schizophrenic ramblings but more comedic because they were doing strange voices and sounded like they were having fun.

I was in a Goodwill when an insane person took over the stores PA system and started saying crazy shit. The weirdest thing was that I didn’t see a single person reacting at all, it kept going on and on but everyone in the store was acting like it was totally normal. I couldn’t handle it and had to get out of there because I was laughing too much and feeling creeped out at the same time.

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Congrats! You should consider starting a Roth IRA. If there’s still a functioning economy 40 years from now, you will be glad you did.

Empty places where you can see the horizon but there is no evidence of humanity. It makes me feel the vastness of time, or like I’m outside of time in a way. Its hard to describe but I find it peaceful and it makes me appreciate being alive.

I think it will take longer than that, there’s still a lot of rich people who don’t think Trump will really do the tariffs or the mass deportation. Once it becomes clear that is really happening the economy will likely start getting all kinds of messed up fast.

Also, as others have told you, inflation is actually low again currently and that is why rates are coming down now. This is the “soft landing” that everyone was talking about, just in time for Trump to take the helm.

As an American who occasionally follows Aussie politics, it is impressive how many ridiculously terrible PMs you guys have elected. My vote goes to ScuMo.

You dont think Obama in 2008 was a real primary? His campaign fought hard for that nomination, it definitely wasn’t handed to them.

I’m sorry you feel patronized, that wasn’t my intent. It seemed like you were just really ignorant, I didn’t realize you were pretending not to understand. Now I don’t understand how you pretending to be ignorant brings a semblance of reality to anything, that seems very counterintuitive to me.

In a democracy it is possible to democratically elect an anti-democratic leader. It’s one of the ironies and paradoxes of democratic political systems. I think if you study history some more the world should start making more sense for you.

I wouldn’t count on that. These are cultists who are ready to deify Trump and start sending people to the camps. I don’t think losing an election will change the fundamental cult dynamic, or the hatred and anger that has been organized within the cult. We are stuck with this bullshit probably for the rest of our lives, one way or the other.

200k per year, maybe. I have a heavy wool sweater like something a North Sea sailor in the 1800s would wear, I can’t handle it without a thick long sleeved shirt underneath because of how rough and itchy it is. It’s also incredibly warm. Sleeping in that thing would be like having a full time job every night.

Intel could have conceivably competed with them there too. If they were still a competent business and not in a crisis of mismanagement. Its amazing how much better AMD is managed compared to Intel.

That is the downside, FZROX is only available to Fidelity customers. There’s also a potential risk it won’t track total market performance as well as predicted because one of the ways they keep the expense ratio at zero is by only purchasing what is supposed to be an equivalent subset of the total market to keep their transaction costs down. I don’t remember the specifics but I think they leave out lots of tiny companies and its not a significant risk because they couldn’t actually move the needle one way or the other.

If you have an account with Fidelity, FZROX should be a better choice than VTI. Unless you enjoy investing or want to really get into it, either do a target date fund for the easiest and lowest risk, or a total market fund like VTI, or an S&P500 fund like VOO. You really don’t need to overcomplicate beyond that, except to potentially start buying bonds when you are nearing retirement if you didn’t choose a target date fund.